Luma Funding is being built to give skilled futures traders a simulated account — up to $150,000 — after one clear evaluation, when the first cohort launches. No hidden rules, no payout games. Just your skill, a simulated account, and planned rules you can read in full before enrollment opens. Payouts are real money paid on simulated performance.
Example dashboard for illustration only. This is the planned view — at launch, funded traders will see these same numbers in their Luma dashboard.
No multi-phase gauntlet. No activation fees after you pass — $0 activation and $0 data fees on both one-time and monthly plans. The planned path is short on purpose. Our revenue comes from evaluation fees and the 10% share of eligible funded payouts. Both are published here, so the model is visible before you pay.
At launch, you'll pick an account size, choose one-time or monthly, and trade the simulated evaluation on NinjaTrader — with TradingView planned alongside it for charting, if that's your setup. Hit the profit target without breaching the trailing drawdown. One step, minimum 5 trading days — no time limit on one-time plans, so there's no reason to gamble.
Pass, and your simulated funded account will be set up with the same size and the same rules you already know. No new fee, no second phase, no changed targets. You'll sign the trader agreement and trade the simulated funded account under the risk engine.
Under the planned terms, after your first 14 days funded you'll be able to request a payout whenever you're above your buffer — then weekly after that. You'll keep 90% of the profit. Grow by adding accounts (up to 3) or scaling to a larger plan.
Compare the written rules, total fees, and payout conditions before you buy — including ours. Luma's launch terms are published on this page. Luma was founded by a trader who ran a firm on that old stack — and decided to rebuild every layer of it.
Luma's core matching and risk engine already runs in testing. At launch, market data and simulated execution will come through the licensed partner named in your trader agreement. A Luma-operated data feed is a post-launch project, not the launch feed. Luma owns the account, rules, and payout layer, and Luma support owns your case end to end.
Your evaluation is assessed against the published profit target, end-of-day trailing drawdown, and minimum trading days — not an unpublished score. The AI Coach reviews your trade history for patterns and discipline; it does not change whether you pass.
NinjaTrader is the platform Luma traders will execute on at launch — your indicators, your workspace, your strategies, in the desktop platform futures traders already use. Prefer TradingView for charting and alerts? It's planned as a charting companion — chart and plan in TradingView, execute in NinjaTrader. Nothing to relearn, no web-only platform you're forced into. More platforms are on the roadmap below.
The complete planned rulebook is published below — targets, drawdowns, payout terms, all of it — before enrollment opens. No consistency traps revealed after the fact, no payout conditions invented at withdrawal time. If a planned rule isn't written here, it isn't part of the launch program.
Compare the written rules, total fees, and payout conditions before you buy — including ours. Luma's launch terms are published on this page.
Your choice at launch: pay once, or pay monthly. Both will include a 90% profit split, $0 activation fee and $0 data fees — no reset upsells pushed at you. These are the planned launch terms — confirmed in your trader agreement before any fee is charged. Every plan card carries its own link for each billing model — one-time and monthly each lead to account registration. Registration is open now — create your account today; payment opens as soon as our payment processor is live, and your fee is only charged after your trader agreement confirms it. Select a plan to see its full planned terms.
Planned one-time: pay once and your evaluation stays open until you pass or breach — no monthly clock. Best if you want no recurring charge.
Planned for all accounts: 90% profit split · $0 activation fee · $0 data fees · end-of-day trailing drawdown · minimum 5 trading days to pass · no evaluation time limit on one-time plans · micros count at 1/10 contract size · up to 3 funded accounts per trader. Monthly plans bill each month while your evaluation is active and can be cancelled anytime before the next billing date. Fees are in USD. Program terms are the planned launch terms and will be confirmed in your trader agreement before you start.
Planned launch terms as of November 4, 2026.
This is an interactive demo of the planned Command Centre — sample data only, ahead of the first cohort launch. Real registration is open now — the notice directly below takes you to the live app. Try the demo to explore how balances and drawdown room, evaluations, payout requests, and pausing or cancelling will work in one place — watched over by the AI Coach.
Registration is open — create your account or log in at app.lumafunded.com. Your account is created today; payment opens as soon as our payment processor is live, ahead of the first cohort launch on Friday, November 27, 2026. The dashboard below is an interactive demo with sample data — it is not the live app.
Every evaluation and funded account in this demo. Pause stops trading (and the next monthly billing); cancel closes the account after an in-dashboard confirmation.
Preview only — add a sample evaluation at any size, on either billing model, and it appears in your accounts instantly. Nothing is charged in the preview.
Your funded account's room before any limit is touched — shown before it matters.
Built from your sample trades — an AI coach inside your dashboard.
Funded accounts only, in this demo. You'll keep 90% — the readiness checks run against the planned published rules.
This is the complete set of planned trading and payout rules for the launch evaluation and funded accounts, to be confirmed in your trader agreement before trading begins. The agreement may add legal, payment, identity-verification, fraud-prevention, and prohibited-conduct terms, but it will not add another profit target, drawdown, consistency, payout-timing, or payout-amount rule.
| Profit target | Reach the target for your plan (e.g. $3,000 on the $50K) at any pace. There is no deadline — your evaluation stays open until you pass or breach the drawdown. |
|---|---|
| Trailing drawdown | Your account fails if your balance closes below the trailing threshold. The threshold trails your end-of-day high balance — never intraday spikes — and stops trailing once it reaches your starting balance, where it locks. Amount per plan is shown in the plan terms above. |
| Minimum trading days | 5 trading days with at least one executed trade before an evaluation can pass, and before a first payout. This stops one-lucky-day passes — for your protection as much as ours. |
| Position limits | Maximum contracts per plan (e.g. 8 minis on the $50K). Micros count as 1/10 of a mini. Orders above the limit are rejected by the risk engine before they execute. An allowed trade can still breach the account if the market moves against it. |
| Consistency | Funded accounts only: no single trading day may account for more than 40% of your total profit at the time of a payout request. It doesn't fail your account — a payout just waits until your profit is spread across more days. There is no consistency rule in the evaluation. |
| Trading hours & news | Trade the full CME Globex session, Sunday 6:00 PM to Friday 5:00 PM ET. Positions must be flat by 4:10 PM ET each day — no overnight or weekend holds. News trading is allowed; there are no restricted events. |
| Prohibited | Latency or quote arbitrage, exploiting feed errors, hedging the same account against itself across multiple accounts, account sharing, and using someone else's evaluation. Standard, and enforced by the engine's audit trail. |
| If you breach | The account closes at the breach — the risk engine's kill switch is automatic and final for that account. You're free to start a new evaluation at the standard fee whenever you're ready. The account closes at the breach. Payouts already paid are not clawed back for a rule breach alone; unpaid profit on the breached account is not payable. |
Reach the target for your plan (e.g. $3,000 on the $50K) at any pace. No deadline — the evaluation stays open until you pass or breach the drawdown.
The threshold trails your end-of-day high balance — never intraday spikes — and locks once it reaches your starting balance. Breach it at the close and the account ends.
5 trading days with at least one executed trade, before passing and before a first payout.
Maximum contracts per plan (e.g. 8 minis on the $50K); micros = 1/10. Oversized orders are rejected by the engine before they execute.
No single day over 40% of total profit at payout time. It never fails an account — a payout just waits for profit to spread across days. No consistency rule in evaluation.
Full CME Globex session; flat by 4:10 PM ET daily, no overnight holds. News trading allowed, no restricted events.
Latency/quote arbitrage, exploiting feed errors, self-hedging across accounts, account sharing, trading someone else's evaluation.
The account closes automatically at the breach. Start a new evaluation at the standard fee anytime. Earned payouts are never affected.
Passing costs nothing extra — on both one-time and monthly plans.
No separate data charge on either billing model. Your only cost to Luma is the evaluation fee for the plan you choose — one-time or monthly — with $0 activation and $0 data fees on both. Third-party costs you choose, such as a paid NinjaTrader licence, and any fee charged by your own bank are not Luma charges.
The trading and payout conditions on this page are the whole list. Before a first payout, you must also complete identity verification and provide accurate payout details.
Drag the slider to your profit and see exactly what would land in your pocket under the planned terms. At the funded stage, the split is 90% on every eligible payout — no tiers. Eligibility is subject to the timing, safety-buffer, consistency, identity-verification, and minimum-payout rules on this page.
Under the planned terms, every Luma funded account will pay the 90% split — on both one-time and monthly plans. The 80% button is only here so you can compare what other firms' standard split would cost you. Your evaluation fee (one-time or monthly) is separate from profit and is not deducted from payouts.
Once you've been funded for 14 calendar days (and traded at least 5 days), you'll be able to request any amount above your plan's safety buffer. After that, request weekly.
Keep your account balance above the locked drawdown threshold plus the buffer for your plan (shown in your plan terms). After the first-payout timing, consistency, identity-verification, and $100-minimum checks are met, profit above that line is eligible to request. There are no additional balance holdbacks.
Payouts will be processed within 2 business days of approval and sent by ACH or wire. Minimum payout $100. Approval will be a rules check against this page — not a judgment call on your trading.
Compare the written rules, total fees, and payout conditions before you buy — including ours. Luma's launch terms are published on this page. We're building ours — the core engine already runs in testing — because a firm that doesn't control its plumbing can't stand behind its payouts.
At launch, prices come from the licensed partner named in your trader agreement. Luma Feed is a post-launch project: our own licensed data pipeline, to be built and tested after the first cohort is trading.
Planned at launch: execute inside NinjaTrader with your own indicators and strategies, with TradingView alongside as a charting companion. See the Platforms section below for what's planned at launch and what's next.
In testing, orders are size-checked, filled with realistic slippage, and watched against your drawdown in real time. Breach the limit and the kill switch locks the account instantly — the same for everyone.
The dashboard coach reviews your trades for consistency and risk patterns and gives you one focus for the next session. Funding decisions use the published rules only.
Not every trader works the same way. NinjaTrader is the platform traders will execute on at launch, TradingView is planned as a charting companion from day one, and more execution platforms are on the roadmap — each added only when it can run with the same fills and the same rules. No platform gets added through a rented feed workaround.
The platform Luma traders will execute on at launch. The plan: trade in NinjaTrader with your own workspace, indicators and automated strategies.
The plan: chart, scan and set alerts in TradingView, then execute in NinjaTrader — you won't have to give up your layouts, indicators or watchlists to trade at Luma.
A clean web and mobile execution platform, popular with traders who don't want a heavy desktop install. First in line after launch, once it can be added with the same account, rules and risk controls.
For order-flow and footprint traders. ATAS and similar professional tools are under evaluation for a later phase — they join only if the data they show matches the launch feed tick for tick.
Why not everything on day one? Every added platform is another way fills or rules could differ. We'd rather launch one execution platform that is provably fair — and add the next ones properly — than list five logos and route your orders through someone else's rented stack to do it. The roadmap above is the order we're working in, and this page will say so when each one goes live. Naming a platform on this page only describes the planned setup — it doesn't claim or imply any partnership, endorsement or approval by that platform.
No. Your only cost to Luma is the evaluation fee — one-time or monthly, your choice — with $0 activation and $0 data fees on both. Third-party costs you choose, such as a paid NinjaTrader licence, and any fee charged by your own bank are not Luma charges. In the evaluation you'll trade a simulated account; once funded at launch, you'll trade a simulated funded account under the firm's risk limits. Payouts are real money paid by Luma on simulated performance. You cannot lose trading capital or owe a negative balance; your total Luma cost is the program fees you choose to pay.
At launch, NinjaTrader for execution — you'll use your own NinjaTrader installation with your existing indicators, workspace and strategies. TradingView is planned alongside it as a charting companion for charting and alerts, so you can keep your layouts and Pine indicators for analysis. Tradovate (web & mobile) is first on the roadmap after launch, and order-flow tools like ATAS are under evaluation — each will be added only when it can run with the same fills and rules, never through a rented feed. See the Platforms section above for the status of each one.
At launch, CME futures: equity indices (ES, NQ, YM and their micros), metals (GC, SI), energy (CL) and more. Micros count as 1/10 of a mini against your position limit, so smaller sizing is always an option.
Under the planned terms: after 14 calendar days funded and at least 5 trading days, you'll be able to request a payout of any profit above your safety buffer — then weekly after that. You keep 90%. Requests will be checked against the published rules and processed within 2 business days by ACH or wire, minimum $100.
That account closes — the risk engine enforces the limit automatically, the same for every trader. The account closes at the breach. Payouts already paid are not clawed back for a rule breach alone; unpaid profit on the breached account is not payable. You can start a fresh evaluation at the standard fee whenever you like.
The evaluation will be a simulated account on the licensed launch platform named in your trader agreement, with realistic fills and slippage. Funded traders will trade a simulated funded account in the same simulated environment and under the same rules — the trading is simulated at both stages, and any payout is real money paid on simulated performance. Your dashboard will always show your account as simulated.
Luma means light. This industry runs on fine print and fog; we named the firm after the opposite. Every rule, price and payout term is on this page, in the open — that's the whole idea.
Yes — both models are available on every account size, with the same 90% split, $0 activation and $0 data fees. One-time: $69 / $99 / $159 / $229 for $25K / $50K / $100K / $150K. Monthly: $39 / $45 / $89 / $149 per month for the same sizes. One-time has no evaluation time limit; monthly bills each month while your evaluation is active and can be cancelled before the next billing date.
Luma Funding is forming its first cohort of traders ahead of launch. Choose a plan above to preview that plan — your fee isn't charged until your account is created and your start is confirmed in your trader agreement.
No. Luma Funding is a proprietary trading evaluation program, not a brokerage. It does not accept client deposits and does not offer investment advice. Evaluations are simulated; funded traders trade simulated funded accounts under the firm's risk limits. Any payout is real money paid by Luma on simulated performance.
No. Everything in the dashboard preview is a session-only sample — it lives only in your browser, is never sent or saved anywhere, and disappears when you leave. Registration is open now at app.lumafunded.com — you create your real account today, and your trader agreement confirms your plan, fee, and start before anything is charged. Trading begins with the first cohort at launch.
The dashboard preview runs entirely in your browser. Nothing typed into it is sent or saved anywhere.
The full terms of service and privacy policy for the live program will be published before enrollment opens.
Questions about the program, the rules, or the first cohort — write to us here. Your message goes straight to our support inbox, and we reply to the email address you give.
One planned evaluation. Published rules. 90% of the profit. If you can trade, Luma is where it will pay.